Executive Summary - Ore Trucking Project / Brazil

Overview:

This project is based in Belo Horizonte, a capital city with population approaching three million. We have a long relationship with an experienced trucking expert there who has both administrative and driving experience.

We will enter the ore trucking business because work is available 48-49 weeks of the year without need to market services, and the profitability is predictable. Funding is required to purchase the first one or two rigs for trucking the ore. An investment of $65,000 will generate net profit of approximately $5,000 per month, allowing return of P&I at up to 30% annual interest, all paid monthly or quarterly at the investor's option.

Principle Individuals:

Steven Yerow, American Citizen based in Jersey City, New Jersey is a retired computer programmer and licensed realtor with a long history of familiarity in Brazil, and semi-fluent in the language. He is the contact in the USA who will maintain communication and oversight on behalf of the investing group. He will not be commissioned or salaried, but will have a future interest in the company after investors have been paid or bought out.

Mauro C Araujo, Brazilian citizen, has over 15 years in the trucking industry, including management on all levels of a mid-size company (24 semis) which he ran for absentee owners. He is expert in management of drivers, maintenance, scheduling and cost oversight and control as well as reporting. Mauro is an extremely sharp and impeccably honest individual. He will be responsible for establishing and maintaining relationships with the mines and the drivers and overseeing maintenance of equipment.

Waldileia Dias de Araujo, Brazilian citizen, is a graduate in business administration. Her duties will be to control data flow, reports, money receipts and disbursements.

Drivers - will be selected by Mauro (above) and will be paid standard scale for this type of work (10% of gross receipts for their runs). An incentive program will also be based on timely and honest performance, as well as demonstrated care in the treatment of the rigs. Our financial projections already include 20% extra premium for drivers. All drivers will be required to have had good experience in heavy trucking.

Operational Considerations:

A single driver can make two or three trips a day. The distance is only 60 miles, and the return (unloaded) is the same. By employing two shifts daily per truck, we will be able to make four trips per day. We may also work occasional Sundays.

For purposes of financial projections, we have used 3.4 trips per day, 6 days/week and only 46 weeks of operation. This leaves 6 weeks for vehicle maintenance or other unforseen downtime.

The annual profit per truck, operating at 97% of legal loaded weight each trip on average, after deductions for driver, tires, motor and drivetrain maintenance and fuel is projected at $50,000+.

Debt service will represent 14-15 working days per vehicle per month. The balance of earnings will be apportioned for expenses and reserves for maintenance, and retained for fleet expansion.

Risk Elements:

Theoretical risk factors include unexpected breakdowns, drop in demand for ore, strikes, road accidents, theft of the vehicle and increase in fuel costs.

This business will stand solidly on the projections and a pilot project is already in progress to confirm them. Risk is a matter of perception, but we feel it to be very small for many reasons. Roads are good. The cargo has no value to thieves. Drivers will be experienced and have incentives to use care. There will be no pressure to push driver performance, since each driver will only drive the prescribed number of trips per day, and time is not a critical factor. World demand for all ores is increasing. Strikes in this industry are practically unheard of and would be only temporary. Increases in fuel cost are matched by increase in haulage rates after an acceptable delay.

Agreements and Security:

Agreements will be drawn and a Brazilian holding company will be formed with responsibility defined to the investing group. Mr. Yerow or one of the larger investors will be chosen by the group to administer subdivision of payments to investors, unless investors should require another method for periodic receipts. All pledgable assets are in Brazil.

Any investor is welcome to come to Belo Horizonte to meet with Mr. Yerow and Mr. Araujo at any time before or during the course of the investment. Food and lodging will be provided free for two days, and at a small cost after that in case of an extended stay.

Summary:

The initiation of a business is proposed wherein the principle operator is highly experienced and the financial projections are more than adequate to ensure the promised return to the investors. Marketing is not an issue. Return of investment and profits to investors will begin very quickly. The rate of return is highly respectable, considering the minimal risks involved.

Contact: Steven Yerow 212 995-9071 or 877 246-5939; sy3e@hotmail.com